._page_13ngt_5{max-width:920px;margin:0 auto;padding:clamp(28px,6vw,64px) clamp(18px,5vw,40px) clamp(56px,9vw,112px);font-family:var(--font-body);color:var(--body);line-height:1.7}._hero_13ngt_15{background:linear-gradient(160deg,var(--blue-subtle) 0%,var(--blue-pale) 100%);border:1px solid var(--blue-border);border-radius:20px;padding:clamp(24px,5vw,44px);margin-bottom:clamp(28px,5vw,44px)}._heroEyebrow_13ngt_23{display:inline-block;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--blue);margin-bottom:12px}._h1_13ngt_33{font-family:var(--font-display);font-size:clamp(26px,4.5vw,40px);font-weight:800;letter-spacing:-.025em;color:var(--dark);line-height:1.15;margin:0 0 14px}._heroLead_13ngt_43{font-size:clamp(15px,2vw,17px);color:var(--body);margin:0 0 16px;line-height:1.6}._heroLead_13ngt_43 strong{color:var(--dark);font-weight:700}._heroNote_13ngt_52{font-size:14px;color:var(--muted);background:#ffffff8c;border-left:3px solid var(--blue);padding:10px 14px;border-radius:6px;margin-top:12px}._section_13ngt_63{margin:clamp(28px,5vw,48px) 0}._h2_13ngt_67{font-family:var(--font-display);font-size:clamp(20px,3vw,26px);font-weight:800;letter-spacing:-.02em;color:var(--dark);line-height:1.2;margin:0 0 16px}._h2Sub_13ngt_77{font-size:14px;color:var(--muted);margin:-10px 0 18px}._p_13ngt_5{font-size:15px;line-height:1.7;color:var(--body);margin-bottom:12px}._p_13ngt_5 a{color:var(--blue);text-decoration:underline;text-underline-offset:2px}@media (hover: hover){._p_13ngt_5 a:hover{color:var(--blue-hover)}}._steps_13ngt_101{display:grid;gap:14px;margin:0;padding:0;list-style:none;counter-reset:step}._step_13ngt_101{background:#fff;border:1px solid var(--border);border-radius:14px;padding:18px 18px 18px 64px;position:relative;counter-increment:step}._step_13ngt_101:before{content:counter(step);position:absolute;top:18px;left:18px;width:34px;height:34px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-family:var(--font-display);font-size:16px;font-weight:800}._stepTitle_13ngt_136{font-family:var(--font-display);font-size:17px;font-weight:800;color:var(--dark);margin:0 0 6px;line-height:1.25}._stepText_13ngt_145{font-size:15px;line-height:1.6;color:var(--body);margin:0}._stepHint_13ngt_152{margin-top:10px;font-size:13.5px;color:var(--muted);background:var(--blue-subtle);border-radius:8px;padding:8px 12px;border:1px solid var(--blue-border)}._stepHint_13ngt_152 strong{color:var(--dark)}._spartenList_13ngt_165{display:grid;gap:10px;margin:0;padding:0;list-style:none}._spartenItem_13ngt_173{display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap;background:#fff;border:1px solid var(--border);border-radius:12px;padding:12px 16px}._spartenName_13ngt_185{font-size:15px;font-weight:600;color:var(--dark);flex:1 1 auto;min-width:0}._spartenVersicherer_13ngt_193{font-size:13px;color:var(--muted);display:block;margin-top:2px;font-weight:500}._spartenLink_13ngt_201{flex-shrink:0;font-size:14px;font-weight:700;color:var(--blue);text-decoration:none;background:var(--blue-subtle);border:1px solid var(--blue-border);border-radius:8px;padding:8px 14px;white-space:nowrap;transition:background-color .12s ease}@media (hover: hover){._spartenLink_13ngt_201:hover{background:var(--blue-mid);color:var(--blue-hover)}}._spartenLink_13ngt_201:after{content:" ↗";font-size:12px}._spartenFootnote_13ngt_227{margin-top:14px;font-size:13px;color:var(--muted);background:#fff8e1;border:1px dashed #F0C674;border-radius:8px;padding:10px 14px}._faq_13ngt_238{display:grid;gap:10px}._faqItem_13ngt_243{background:#fff;border:1px solid var(--border);border-radius:12px;padding:0}._faqItem_13ngt_243 summary{list-style:none;cursor:pointer;font-family:var(--font-display);font-size:16px;font-weight:700;color:var(--dark);padding:14px 44px 14px 18px;position:relative}._faqItem_13ngt_243 summary::-webkit-details-marker{display:none}._faqItem_13ngt_243 summary:after{content:"+";position:absolute;right:16px;top:50%;transform:translateY(-50%);font-size:22px;font-weight:400;color:var(--blue);transition:transform .18s ease;line-height:1}._faqItem_13ngt_243[open] summary:after{content:"−"}._faqAnswer_13ngt_280{font-size:15px;line-height:1.65;color:var(--body);padding:0 18px 16px;margin:0}._faqAnswer_13ngt_280 p{margin:0 0 8px}._faqAnswer_13ngt_280 p:last-child{margin-bottom:0}._cta_13ngt_292{margin-top:clamp(32px,5vw,48px);background:var(--dark);color:#fff;border-radius:18px;padding:clamp(24px,5vw,40px);text-align:center}._ctaH2_13ngt_301{font-family:var(--font-display);font-size:clamp(20px,3vw,26px);font-weight:800;margin:0 0 8px;color:#fff;letter-spacing:-.02em}._ctaSub_13ngt_310{font-size:15px;color:#ffffffc7;margin:0 0 22px}._ctaRow_13ngt_316{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}._ctaBtn_13ngt_323{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-size:16px;font-weight:700;padding:14px 24px;border-radius:10px;text-decoration:none;background:#fff;color:var(--dark);border:1px solid #fff;min-height:48px;transition:transform .12s ease,background-color .12s ease}._ctaBtnSecondary_13ngt_340{background:transparent;color:#fff}@media (hover: hover){._ctaBtn_13ngt_323:hover{transform:translateY(-1px)}._ctaBtnSecondary_13ngt_340:hover{background:#ffffff14}}._divider_13ngt_350{border:none;border-top:1px solid var(--border);margin:40px 0 24px}._back_13ngt_356{display:inline-block;font-size:14px;font-weight:600;color:var(--blue);text-decoration:none}@media (hover: hover){._back_13ngt_356:hover{text-decoration:underline}}@media (max-width: 540px){._spartenItem_13ngt_173{flex-direction:column;align-items:flex-start}._spartenLink_13ngt_201{align-self:stretch;text-align:center}}